Frequently Asked Questions
1. Who is Lighthouse Property Insurance Corporation?
2. What is the financial security of Lighthouse?
3. What kind of reinsurance coverage does Lighthouse purchase?
4. Who will provide policy administration, customer service and claims services for Lighthouse policies?
5. How can I contact Lighthouse?
Lighthouse Property Insurance Corporation (Lighthouse) is a wholly owned subsidiary of Lighthouse Holdings, LLC, an insurance holding company. Lighthouse is approved by the Louisiana Department of Insurance (LA DOI) to offer the following products:
- Condominium Owners
- Dwelling Fire
Lighthouse is approved by the South Carolina Department of Insurance (SC DOI) to offer the following product:
- Residential Wind & Hail Only
Lighthouse’s management team is staffed by insurance professionals with over 100 years of collective experience in coastal residential property insurance markets. We understand and know how to manage risk in areas like Louisiana and South Carolina and are committed to providing an exceptional level of service.
Lighthouse has earned a Financial Stability Rating® of A, Exceptional, from Demotech, Inc., a well-respected insurance industry rating service. For more information about Demotech, Inc. visit their web site at www.demotech.com. Lighthouse has also met all LA DOI and SC DOI requirements to operate as an admitted company in Louisiana and South Carolina.
Lighthouse purchases sufficient catastrophe reinsurance to cover two 1-in-100 year storms in any given hurricane season.
All of Lighthouse’s reinsurers are rated “A-” or better by AM Best.
Policy administration, customer service and claims services functions are performed by an affiliated company, Lighthouse Management, LLC.
Lighthouse Property Insurance Corporation
PO Box 2150
Pinellas Park, FL 33780