Our employee spotlight is an opportunity for you to get to know our employees better by celebrating their accomplishments and sharing a little bit about themselves to you. Read further about our employee selected for this month.

May 2013

Lyle LeJeune
Marketing Representative

Lyle just joined Lighthouse on April 25, 2013 as the Louisiana Marketing Representative.  His primary responsibilities will include recruiting, contracting and motivating a team of successful sales agents, train new agents on underwriting guidelines and claims system, and develop and monitor agency growth strategies to ensure achievement of set goals.

“I am very excited to be joining the Lighthouse team and having the opportunity to work with so many of my agency contacts over the years”, says Lyle.

Lyle is a resident of Louisiana; earning his B.A. in Marketing from Southeastern Louisiana State University. He is a licensed P&C, Life and Health producer, and a Certified Insurance Counselor.

Here are a few things about Lyle:

What is your proudest accomplishment (work or personal)? Achieving my Certified Insurance Counselor designation.

Tell us something about yourself that no one would know. I enjoy spending time with my family, traveling, and tailgating for the LSU football games.

What is the best book you’ve ready lately? The Confession by John Grisham

Welcome to the Lighthouse family Lyle!

Employee Spotlight Archives – 2013
January
February
March
April

Lighthouse Property Insurance Corporation offers Identity Theft Expense and Resolution Services Coverage, which can be added to your Homeowners policy.  Not only do we reimburse you for certain expenses, but we have access to consumer fraud specialists who will assist you in the process of restoring your identity. Specialists will assist in ordering your credit report, alerting credit report agencies, provide credit monitoring, and prepare documentation and letters.

What is covered?
Identity Fraud Expense Coverage will provide up to $25,000 with no deductible, for expenses incurred by an insured as a direct result of any one identity theft discovered during the policy period such as:

• Costs for notarizing appropriate documents for financial institutions, credit grantors or credit agencies.
• Approved reasonable attorney fees.
• Costs for certified mail to law enforcement agencies, credit agencies, financial institutions, etc.
• Loan application fees for re-applying for a loan or loans due to credit fraud.
• Charges incurred for long distance telephone calls to merchants, law enforcement agencies, financial institutions, etc. to report or discuss an actual identity theft.
• Costs for daycare and eldercare incurred as a direct result of identity theft.

Certain exclusions do apply, so make sure to review these with your insurance agent.

4 easy steps to keep your information secured.**

1. Secure your Social Security number.  Keep a close hold on your number and ask questions before deciding to share it.
2. Keep your personal information secured offline.  Lock your financial documents and records in a safe place at home, and lock your wallet or purse in a safe place at work.  Keep your information secure from roommates or workers who come into your home.
3. Keep your personal information secured online.  Be alert to impersonators, encrypt your data, keep passwords private and change them every so often, and don’t overshare on social networking sites.
4. Keep your devices secure.  Use security software, avoid phishing emails, be careful on what you share on public wireless networks, and lock up your laptop.

Practice these safety tips listed above and add Identity Theft Expense and Resolution Services Coverage to your Lighthouse homeowners policy today.  If you do not have a Lighthouse homeowners policy and would like more information, visit our Agent Locator to find an agent in your community.

* Javelin Strategy & Research 2012 Identity Fraud Survey Report

**Federal Trade Commission, Consumer Information Privacy & Identity

Our employee spotlight is an opportunity for you to get to know our employees better by celebrating their accomplishments and sharing a little bit about themselves to you. Read further about our employee selected for this month.

April 2013

Loren Gallogly
Manager, Sales and Marketing

Loren is one of our newest members of the Lighthouse team, joining us on March 29, 2013.  He brings over 30 years’ experience within the P&C insurance industry with an emphasis on personal lines.  He will expand our sales and marketing efforts throughout our current territory and further develop new state and product opportunities in the Southeast region.

Prior to joining Lighthouse, Loren served as a Program Development Consultant for Alternative Risk Consulting, LLC (ARC) marketing ARC’s Aggressive Aviation products to multi-line P&C agencies throughout the Southeast. In addition, he was a key member of the leadership team that developed the Coventry Shield Personal Inland Marine Program for Florida’s FAIA Member Services (FMS).

Ron Chapman, President of Lighthouse said, “Loren’s wealth of experience and industry knowledge makes him a great addition to the Lighthouse family. We were very fortunate to find someone of Loren’s caliber to fulfill this role. I’m confident that Loren will play a key role in providing and implementing high quality solutions for our policyholders, agents, and clients.”

Loren is a resident of Florida, graduating from the University of Alabama and has obtained the designations of Associate in Reinsurance and Chartered Property and Casualty Underwriter, the insurance industry’s highest professional designation.

Here are a few things about Loren:

What is your proudest accomplishment (work or personal)? Being selected by the CPCU Society Leadership Board to serve as a Regional Governor in the Southeast region.

Tell us something about yourself that no one would know. I live on a lake and one of my favorite past times is to cast my rod and fish for large-mouthed bass right out my back door.

What is the best book you’ve ready lately? Think and Grow Rich by Napoleon Hill

Welcome to the Lighthouse family Loren!

Employee Spotlight Archives – 2013
January
February
March

Our employee spotlight is an opportunity for you to get to know our employees better by celebrating their accomplishments and sharing a little bit about themselves to you. Read further about our employee selected for this month.

March 2013

Sidney Bright

Sidney joined the Lighthouse team in May, 2011 as an Underwriting Manager directing all our policy administration companies and leading the Underwriting Department.  His primary responsibilities include assuring accurate and smooth coordination of claims information between policy administrators and claims department, and managing the agent’s web application and policy production system.  Sidney was recently promoted to Operations Manager where he will lead our efforts in managing a smooth workflow and cost effective delivery of Lighthouse products and services while continuing his role as Underwriting Manager.

He has obtained his B.S. in Business Administration from Maryville College and is a licensed P&C producer.

What is your proudest accomplishment (work or personal)? Being able to balance family and career.  It is important for me to be a good role model for my two sons and strive daily to be the best father, father-in-law, and husband I can be.  I want my family to see the results of integrity, commitment, and responsibility.  These qualities have given me an accomplished professional career and impacted my two sons greatly. 

Tell us something about yourself that no one would know.  I enjoy cooking, baking, and reading in my spare time.

What is the best book you’ve ready lately?   The Stone Barrington series by Stuart Woods.

Congratulations on your promotion Sidney!  Lighthouse appreciates your hard work and dedication.

Employee Spotlight Archives – 2013
January
February

If you have questions regarding your individual policy, talk to your Louisiana or South Carolina agent.  If you do not have a Lighthouse policy and would like more information, visit our Agent Locator to find an agent in your community.

Go to article.

Having an emergency response plan, storm kit with a NOAA weather radio, flashlight, batteries and first-aid items. Make sure to have copies of your homeowners, renters and/or business owners insurance policies.  This is a time to review your insurance policy and discuss coverage options with your agent.

For more information, go to http://www.nws.noaa.gov/com/weatherreadynation/.

Our employee spotlight is an opportunity for you to get to know our employees better by celebrating their accomplishments and sharing a little bit about themselves to you. Read further about our employee selected for this month.

February 2013

Dena Brister

Dena just joined Lighthouse on January 29, 2013 as a Controller. Her primary responsibilities include handling all of the record keeping, analysis and budgets for Lighthouse, preparing quarterly and annual statements, and assisting with the external financial audits.

“Dena is a great addition to our growing company,” said Ron Chapman, President of Lighthouse. “Her auditing background and familiarity with our geographic service territory will provide us with the help we need to sustain steady growth and make sound business decisions for the company.”

Dena is a resident of Florida; however her roots are in Louisiana, earning her B.S. in Accounting from Louisiana State University in Baton Rouge, LA.

What is your proudest accomplishment (work or personal)? Being married to my college sweetheart for over 12 years, and our two fun children – Andrew (10) and Camdyn Claire (7).

Tell us something about yourself that no one would know. I”m a true Louisiana girl, an open book. There isn’t much you can’t tell about me after a brief conversation. I have worked in insurance since June, 1996. I started at an insurance agency in Baton Rouge, then graduated from LSU and began working for a public accounting firm in Orlando auditing insurance companies; and now I am proudly at Lighthouse. I love to plan and organize…then plan and organize a little more. I love to travel, whether to the drive-in movie in Lakeland or internationally. I can’t sit still – I like to GEAUX!

What is the best book you’ve ready lately? Recently, I have been consumed in European travel books.

Welcome to the Lighthouse family Dena!

January Employee Spotlight

• Home Size and Construction – The larger and more expensive the home, the higher the insurance premium.  Brick or masonry constructed homes have lower premiums since these construction types usually reduce damage from wind and fire.
• Type of Coverage – If you own and live in your home, consider purchasing a Homeowner’s policy.  This comprehensive policy provides bundled coverages that better protect your family.  Dwelling Fire policies are intended for tenant occupied homes and typically provide lower levels of coverages.
• Location – Homes located closer to the coast and bodies of water are more exposed to wind and therefore have higher policy premiums.  Exposures such tornadoes, hurricanes, and crime are considered in determining appropriate insurance premiums.  Having a fire hydrant within 1000 feet of your home reduces your annual insurance premium.
• Safety Factors – Having dead bolt locks, fire extinguishers, and smoke alarms are suggested for all homes.  If you have a local or central station burglar or fire alarm, a premium credit can usually be granted by the insurance company.
• Deductibles – The deductible is the amount that you the policyholder must pay before a claim payment is due to you.  When you choose to bear more of the potential claim expense by electing higher deductibles, you qualify for a premium discount that reduces your annual insurance premiums.
• Roof Shape – Homes that have a hip roof shape (where all sides of the roof slope down toward the ground like a pyramid) are more aerodynamic and typically have less roof damage during windstorms.  Premium discounts are available for hip roofs.  Other types of roofs are not as aerodynamic and are more susceptible to roof damage.

If you rates continue to rise, talk to your Louisiana or South Carolina agent annually and review your policy coverages.  If you do not have a Lighthouse policy and would like more information, visit our Agent Locator to find an agent in your community.